India Tax Advisory for Non-Resident Indians
We handle ITR filing, TDS refunds, property repatriation, and DTAA claims for NRIs in the UAE, US, UK, Singapore, and Australia.
Are You Actually Taxable in India?
Most NRIs assume their India tax obligation is simple. The residency rules say otherwise, especially after the new Income Tax Act 2025.
Less than 182 days in India in the financial year
Only Indian-sourced income is taxable.
120+ days in India AND 365+ days over previous 4 years
Only Indian income taxable. Global income remains exempt for up to 3 years after returning.
Indian income ₹15L+ and zero taxes paid in any foreign country
Treated as a full Indian resident even with 0 days spent in India.
Not sure which category applies to you? Let's work it out together.
Forms 15CA/15CB filed before March 31, 2026 remain valid for remittances made on or before that date.
NRI Tax Services
End-to-end compliance for Non-Resident Indians, handled remotely, with full documentation.
ITR Filing for NRIs
Correct form selection (ITR-2/ITR-3), Schedule FA (foreign assets) reporting, foreign tax credit claims, and timely filing before the October 31 deadline for NRIs with foreign assets.
TDS Refund Claims
Banks routinely deduct TDS at the maximum rate on NRO deposits and rent. We file refund claims and, where a DTAA applies, obtain lower-deduction certificates to stop over-deduction at source.
Property Sale & Repatriation
Capital gains computation, buyer TDS advisory, and complete repatriation documentation. Under the new Income Tax Act 2025, this includes Form 145 (previously Form 15CA) and Form 146 (previously Form 15CB), mandatory before funds leave India.
DTAA Benefit Claims
If India has a tax treaty with your country of residence, you may pay significantly less tax on Indian income. We obtain your Tax Residency Certificate (TRC), submit Form 10F, and apply the correct treaty rate.
FEMA Compliance
Guidance on NRE vs NRO vs FCNR accounts, Liberalised Remittance Scheme (LRS) for outward remittances, ODI reporting for overseas investments, and account conversion when your residency status changes.
Return to India Planning
The RNOR window (up to 3 years) is the most valuable and most wasted tax planning opportunity for returning NRIs. We help you structure your assets and income before you lose the exemption on global income.
NRI Compliance Calendar
Common NRI Tax Questions
Do NRIs need to file an income tax return in India?
Yes, if your total income from Indian sources (rent, interest, capital gains, etc.) exceeds ₹2.5 lakh in a financial year, you are required to file an ITR in India, regardless of where you live. If TDS has been deducted and you have no other taxable income, filing is still advisable to claim a refund.
What is the TDS rate on NRI fixed deposits?
Banks deduct TDS at 30% (plus surcharge and cess) on interest earned on NRO fixed deposits. NRE and FCNR deposit interest is fully tax-exempt. If your country of residence has a DTAA with India, the rate may be reduced, typically to 10–15%, subject to submitting a Tax Residency Certificate (TRC).
Can an NRI sell property in India and send money abroad?
Yes. The sale proceeds are subject to capital gains tax in India. The buyer is required to deduct TDS (typically 20–22.88% on long-term gains). After paying tax, the NRI can repatriate up to USD 1 million per financial year from the NRO account. Under the new Income Tax Act 2025, the foreign remittance process now uses Form 145 (replacing Form 15CA) and Form 146 (replacing Form 15CB), effective April 1, 2026.
What is RNOR status and how does it work under the new Income Tax Act 2025?
RNOR (Resident but Not Ordinarily Resident) is a transitional status for NRIs returning to India. Under the new Income Tax Act 2025 (effective April 1, 2026), you qualify as RNOR if you spend 120 or more days in India in a year AND have spent 365 or more days in India over the previous four years. As RNOR, only your Indian-sourced income is taxable, your global income remains tax-free in India. This status lasts up to 3 years after your return.
What happens if an NRI does not file an ITR in India?
If you have taxable income in India and fail to file, you are liable to interest under Sections 234A, 234B, and 234C of the Income Tax Act, plus a late filing penalty of up to ₹5,000. More significantly, non-filing can trigger scrutiny notices, block property transactions requiring NOCs, and complicate future DTAA claims.
Get Your NRI Tax Situation Sorted
We work with NRIs remotely across UAE, US, UK, Singapore, and Australia. One call to understand your situation: no hourly billing surprises.