Tax Tools
NRI Property TDS Calculator
Estimate the TDS a buyer must deduct under Section 195 when purchasing property from an NRI seller, using FY 2026-27 rates, surcharge slabs, and cess.
Frequently Asked Questions
Is this TDS calculator accurate for FY 2026-27 rates?
Yes. It uses the current Section 195 base rates (12.5% for long-term gains, 30% for short-term gains), the applicable surcharge slab based on sale value, and 4% health and education cess. It gives a statutory-rate estimate — it does not replace a Form 13 lower deduction certificate computation, which can reduce TDS well below these figures.
Does this calculator account for Form 13 lower deduction certificates?
No. This tool shows the standard statutory TDS the buyer must deduct at the full rate. If the NRI seller's actual capital gain is much smaller than the sale value, applying for a Form 13 lower deduction certificate before the sale can reduce TDS closer to the real tax liability instead of waiting for a refund.
Is TDS calculated on the sale value or the actual profit?
TDS under Section 195 is deducted on the entire sale consideration, not on the NRI seller's profit. This is why the TDS amount shown here is often much higher than the seller's actual tax liability, and why many NRIs either apply for a Form 13 certificate in advance or claim a refund by filing an Indian ITR.