Tax Tools
Capital Gains Calculator
Estimate your Short-Term and Long-Term Capital Gains tax on Equity and Real Estate based on the latest Budget 2024 regulations.
Frequently Asked Questions
What is the LTCG tax rate on equity shares and mutual funds in India for FY 2025-26?
Long-term capital gains (holding period over 12 months) on listed equity shares and equity mutual funds are taxed at 12.5% without indexation, on gains exceeding ₹1.25 lakh in a financial year, as per Budget 2024. Gains up to ₹1.25 lakh are exempt.
What is the difference between short-term and long-term capital gains?
For equity shares and equity mutual funds, holding for more than 12 months qualifies as long-term (LTCG), taxed at 12.5%. Holding for 12 months or less is short-term (STCG), taxed at 20%. For real estate, the long-term threshold is more than 24 months, taxed at 12.5% without indexation; short-term gains on property are taxed at the applicable slab rate.
Is there a tax exemption limit for equity LTCG?
Yes. Long-term capital gains on equity shares and equity mutual funds up to ₹1.25 lakh in a financial year are exempt from tax. Only the amount exceeding ₹1.25 lakh is taxed at 12.5%.
How is capital gains tax calculated on property sales in India?
If a property is held for more than 24 months, the gain is long-term and taxed at 12.5% without indexation. If held for 24 months or less, the gain is short-term and added to your income, taxed at your applicable slab rate. The gain is calculated as sale price minus purchase price and eligible expenses.